
PIP vs MedPay: What Is the Difference After a Car Accident?
What is the difference between PIP and MedPay? Discover how each coverage handles hospital bills, lost wages, passengers, and health insurance coordination.
What is your injury claim genuinely worth? Calculate your economic losses, pain and suffering multiplier, state comparative fault, and take-home settlement in seconds with transparent mathematical models.
Each engine uses verified statutory schedules, 50-state negligence laws, and published insurance adjuster multiplier matrices.
Calculates total claim valuation by modeling medical costs, lost income, state comparative fault thresholds, and attorney fee deductions.
Projects your realistic take-home recovery after hospital liens and legal expenses so you avoid accepting undervalued insurance adjuster offers.
Evaluates motor collision claims including vehicle repair totals, emergency bodily treatment bills, wage replacement, and policy limit caps.
Determines whether PIP, MedPay, or third-party bodily injury policies cover your collision losses and calculates total recoverable damages.
Applies standard insurance multiplier benchmarks (1.5x to 5.0x) and daily per diem rates to quantify non-economic physical pain and emotional distress.
Eliminates subjective guesswork by translating documented medical treatment duration into substantiated non-economic demand numbers.
Computes fixed statutory awards under the Civil Liability Act 2018 and the official 2025 Whiplash Injury Regulations for road traffic collisions.
Delivers the exact statutory tariff payable based on prognosis duration and minor psychological distress, ready for submission to the Official Injury Claim portal.
Values non-whiplash injuries—including back, neck, fractures, and workplace trauma—using Judicial College Guidelines brackets plus full special damages.
Combines general damages for pain and suffering with actual financial losses (lost earnings, private treatment, family care) for a complete claim valuation.
Unlike lead generation portals that inflate settlement figures, InjuryRange uses the exact 4-tier formula recognized by insurance adjusters and civil courts.
Medical treatment bills, hospital liens, therapy costs, and documented past and future lost earnings.
US: 1.5x to 5.0x multiplier based on objective severity. UK: 2025 Whiplash Tariff (SI 2025/615) or Judicial College brackets.
Reduced by your assigned percentage of responsibility under pure comparative, 50% bar, or 51% bar state laws.
Deductions for attorney contingency fees (typically 33.3% pre-suit, 40% in litigation) and health insurance subrogation.
Explore realistic valuation brackets, objective diagnostic criteria, and typical insurance recovery amounts for specific diagnoses.
Estimate a herniated disc injury settlement from your medical bills, lost income, treatment and state fault rules. No email required.
Estimate a whiplash or neck strain settlement in the US using your medical costs, lost wages and state fault rule. Clear breakdown, no signup.
Estimate a broken bone or fracture settlement from medical bills, surgery, lost wages and fault. Every step of the calculation is shown.
Understand what affects a traumatic brain injury (TBI) settlement and get a starting estimate. Serious cases need a professional review.

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